Effortless & Instant Tax Free Employee Benefits Mastercards
Gift your employees the freedom to use their employee benefits wherever they want. CleverCards employee gift cards are accepted everywhere. Send digital prepaid Mastercards instantly via email. Tax-Free up to €1,000 per employee
Save time and resources
Free your teams from the hassles of ordering and distributing physical gift cards.
Order unlimited digital Mastercards online and send instantly to all employees via email - No more late deliveries. Your employees get to access and spend their benefits right away.
Gift your employees the freedom of choice
Say goodbye to store-linked employee gift cards!
Spend CleverCards Mastercards online and in-store at over 50 million merchants worldwide.
Your employees can use their benefits worldwide where Mastercard is accepted and even transfer CleverCards to others.
Digital tax-free employee gifting for clever organisations
- No more managing physical gift cards inventory.
- No more shipping them to employees individually.
- Adding CleverCards Mastercards to your phone is as easy as adding a boarding pass.
- Email CleverCards to anyone, anywhere, anytime, instantly.
- Employees can access their gift or benefits instantly
- CleverCards can be added to Apple Pay and Google Pay
Cardholders can track available balance and spends real time on the CleverCards mobile app” to “Employees can track their balance and spend in real-time in the CleverCards mobile app
Calculate your tax-savings with CleverCards
| Through Payroll | Through | |
|---|---|---|
| Total payment to employees | €20,833.30 | €10,000.00 |
| PAYE at 40% | €8,333.32 | €0.00 |
| USC at 8% | €1,666.66 | €0.00 |
| PRSI at 4% | €833.33 | €0.00 |
| Net Reward per employee | €1,000.00 | €1,000.00 |
| Employer PRSI at 11.05% | €2,302.08 | €0.00 |
| Total cost to employer | €23,135.38 | €10,000.00 Tax Savings: €13,135.38 |
Total cost via:
Payroll:
€23,135.38
:
€10,000.00
Tax Savings with CleverCards: €13,135.38
See breakdown
- Total payment to employees:
- €20,833.30
- PAYE at 40%:
- €8,333.32
- USC at 8%:
- €1,666.66
- PRSI at 4%:
- €833.33
- Net Reward per employee:
- €1,000.00
- Employer PRSI at 11.05%:
- €2,302.08
- Total cost to employer:
- €23,135.38
*Please note that the tax-free benefit values mentioned here are as per the Small Benefit Exemption in Ireland for 2023. Tax regulations and exemption thresholds may vary from one country to another. We recommend consulting with a local tax advisor or relevant tax authority to understand the specific rules and benefits applicable to your country.
How CleverCards works
- 1
Visit "Order Online" and enter the required details to place your order.
- 2
Create your account, complete payment and send your CleverCards instantly.
- 3
Employees receive their CleverCard via email with a link to activate and can start spending immediately
- 4
Add CleverCards Mastercards to Apple Pay or Google Pay and start using anywhere! In-store or online.
- 5
Staff can easily keep track of their available funds in the CleverCards App.
Employee Benefits FAQs
"CleverCards is the best way to incentivise and reward our employees. With our previous supplier, it was very time-consuming to order and distribute physical gift cards. With CleverCards we can distribute the cards instantly to all of our employees via email and they are delighted that they can use them anywhere. Best of all, the gifts are tax-free."
Alan Henley
Managing Director, Granite
"CleverCards streamlined our employee gifting at Republic of Work a making it an easy and smooth experience. We were able to deliver the cards instantly to all our employees via email, so there was no need for manual distribution. Besides, embracing digital cards also aligns with our commitment to sustainability by reducing plastic usage."
Frank Brennan
CEO, Republic of Work
"We have ordered digital gift cards from CleverCards over the past five years and the ordering process is always seamless. The gift cards go straight to the recipient’s phone so there is no issue with valuable cards getting lost in the post. People who receive the cards give us very positive feedback as they find them easy to use."
Mary Rose Burke
CEO, Dublin Chamber
"Our team has been thrilled with CleverCards. Unlike other gift cards, they can use their CleverCard anywhere by adding it to their phone wallet, whether it's Apple Pay or Google Pay. This flexibility has really boosted morale and created a great buzz in our workplace."
Danica Murphy
Director of Prism Leadership & Change Consulting Ltd., Prism LCC
"CleverCards has simplified our employee gifting and made it an effortless process. By choosing CleverCards we could instantly send the cards to all employees via email, eliminating the need for manual distribution. Plus, we're reducing plastic waste and contributing to a greener environment."
Alan Mitchell
Finance Director, Errigal Bay
"CleverCards is a hassle-free way to reward our employees. We like to personalise the message in the delivery email to our employees and most importantly, our team loves CleverCards because they can spend them anywhere."
Hannah Lee
Talent Support Coordinator, Mazars
Get started with CleverCards
Join 10,000+ companies that have already experienced the smart and hassle-free way of paying out employee benefits!