Order online anytime. Effortless and hassle free ordering
Instant delivery to your employees via email. No more postal delay, shipment issues. Employees can access their tax free rewards and spend instantly.
Card issuing & global payouts
Instant Tax - Free Employee Incentives, Recognition & Reward
Issue configurable Visa, pay out globally, and reward your team — one compliant platform, no infrastructure to build.
- No setup fees
- Issue in seconds
- 30+ currencies
- PCI-DSS · e-money licensed
Trusted by 20k companies, from startups to enterprises
Scalable · Secure · Compliant
Maximise Your Small Benefit Exemption.
Employers can provide each employee with up to €1,500 tax-free every year, with up to five benefits across the year. CleverCards streamlines this process for simple order, issue, delivery and management both securely and compliantly.
- Up to €1,500 per employee
- Up to 5 benefits
- Zero tax for you or your team
- Free from PAYE, PRSI and USC
CLEVERCARDS PLATFORM
One Platform. Powering Your Business.
Give your team a single digital Mastercard for benefits, gifts and allowances — funded by you, spent anywhere, reconciled automatically.
Use CleverCards anywhere online or in store.
Digital cards that can be added to Apple or Google wallet on the phone (No more carrying physical cards)
Clever Controls & Restrictions
Track spend transactions and balances on the card in the CleverCards app.
Your Application White-Labelled or API Integrated
Embed CleverCards into your own platform with powerful APIs and white-label options to create your own branded payment solutions.
Built for every team
Built for HR. Trusted by Finance. Valued by Employees.
CleverCards provides all key stakeholders the tools they need to manage tax-free rewards with confidence.
HR Teams
Happier employees, higher retention. Rewards they actually value.
Finance Teams
Real PRSI savings, full visibility, zero compliance risk.
Business Owners
Reward your team, and yourself, the tax-efficient way.
Payroll Teams
One upload, done. No manual loading, no chasing.
The employee experience
Delivered Instantly. Ready to Spend.
Receive Instantly
Your tax-free reward is delivered instantly by email, ready to activate in seconds. No physical card, no postage and no waiting for delivery.
Activate Your Card
Open the email, confirm your details and activate your digital Visa card in just a few simple steps. Quick, straightforward and ready to use.
Add to Apple Pay or Google Pay
Add your CleverCard directly to Apple Pay or Google Pay and keep it alongside the cards you already use every day. Your tax-free reward is ready when you are.
Spend Anywhere Visa Is Accepted
Use your tax-free reward at more than 80 million locations worldwide, online or in store, at home or abroad. No retailer lists or being tied to a single brand.
Choose What Matters to You
Your tax-free reward, your choice. From everyday essentials and driving to travel or something special, you have the freedom to spend it on what matters most.
Why CleverCards
Why Businesses Choose CleverCards.
Less Administration
Central control. No manual loading, no chasing.
Better Employee Experience
Instant, everywhere, stress free.
Full Finance Visibility
Every euro tracked, reported and reconciled in real time.
Built for Every Size
Whether it's ten or ten thousand employees, it's one platform.
Customer stories
Don't take our word for it
Use Cases for Individuals: Simplifying Personal Payments and Gifting
Easily send gifts or manage personal expenses with our virtual cards.
Learn More
Use Cases for Businesses: Efficient Payroll and Expense Management
Streamline your payroll process and manage expenses effortlessly with Clever Cards.
Learn More
Real-World Applications: Empowering Users with Practical Solutions
From gifting to business expenses, our cards adapt to your needs.
Learn More
What Customers Say About CleverCards
How it works
More Ways to Move Money, Cleverly.
Employee Benefits
Deliver employee tax-free benefits instantly, giving employees the freedom to choose how and where they spend.
Learn MoreInsurance Payouts
Deliver claims payouts directly to recipients, giving them fast, secure access to funds when they need them most.
Learn MoreBusiness Expenses
Give employees controlled access to funds for business expenses, with spend managed and tracked through the Business Portal.
Learn MorePer Diem Allowance
Provide employees with daily allowances before they travel, loaded onto a digital Visa card and ready to spend throughout their trip.
Learn MoreTravel and Subsistence Allowances
Fund employee travel and subsistence upfront, with complete visibility and control over allowances in one place.
Learn MoreFrequently Asked Questions (FAQs)
CleverCards Employee Rewards are digital tokens that employers use to deliver tax-free rewards and benefits to employees. Employees receive a CleverCard digitally and can redeem it for a Visa card. This gives employees flexibility in how they choose to use their reward.
Ready to Reward Your Team, Tax-Free?
Order online in minutes and deliver digital Visa cards instantly.
Trusted by more than 20k businesses across Ireland.