Insurance Payouts — Instant, Structured, Fully Controlled
Card-based digital disbursement built for insurance claims, replacing checks and push-to-bank with full spend control and real-time visibility.
Insurance payouts lack automation, control and visibility
Traditional payout rails were never designed to automate enforcement, preserve oversight, or manage structured disbursement at scale.
Checks Remain Costly and Operationally Heavy
Manual processes, postal delays, reissuance risk, and ongoing fraud exposure.
No Spend Controls
Limited transparency after transfer restricts auditability and operational insight.
No Real-Time Visibility
Vendors, contractors, and partners require coordinated disbursement that legacy methods were not built to handle.
Push-to-Bank Ends Oversight
Traditional rails cannot define where funds are used, how they are spent, or when they expire.
Multi-Party Claims Add Complexity
Once funds land, insurers lose visibility, configurability, and post-payment oversight.
Better Customer Experience. Better Data. Better Economics.
Replace blind transfers with structured digital payout instruments that deliver branded experience, transaction-level insight, and economic participation.
Controlled Digital Payout Instruments
Turn every payout into a structured, data-rich process that improves experiences, strengthens compliance, and creates measurable economic value.
Purpose-Driven Disbursement
Align payouts to defined outcomes such as repairs, healthcare, and emergency accommodation — reinforcing claim intent.
Post-Payment Visibility & Auditability
Retain transaction-level oversight after funds are delivered, strengthening compliance and operational control.
Merchant & Affiliate Economics
Activate participation in payment economics on existing payout volume, enabling measurable margin contribution.
Same Volume. Different Economics.
Unlock margin expansion without increasing claim volume.
Designed for Use Cases Across Insurance.
One powerful, scalable platform that brings speed, structure, and profitability to every major line of business.
Auto Insurance
Structured payouts for vehicle repairs, rental cover, parts, and third-party settlements, with defined spend controls and full transaction visibility.
Travel & Emergency Assistance
Instant digital payout cards for accommodation, medical expenses, and disruption-related costs, without reliance on bank details.
Health
Purpose-driven disbursement aligned to approved treatments, pharmacy spend, and specialist care, with configurable usage parameters.
Turning Insurance Payouts into
Strategic Infrastructure
CleverCards transforms disbursement from cost centre to revenue-aligned infrastructure.
Accelerate Check Displacement
Replace paper-based workflows with controlled digital disbursement.
Lower Operating Costs
Reduce administrative time spent on manual processing effort and reconciliation workload.
Reduce Fraud Exposure
Enforce configurable spend controls and retain transaction visibility.
Strengthen Customer Retention
Deliver structured, branded digital payout experiences.
Unlock New Revenue Streams
Activate merchant and affiliate economics on existing payout flows.
Deploy Without
Building Infrastructure.
Implement regulated, scheme-backed digital issuing capabilities without internal development, licensing, or operational overhead.