KYC, Compliance & Spend Controls
Made Effortless
Stay fully compliant without slowing down your operations. From flexible onboarding flows to real-time spend controls and merchant restrictions, CleverCards gives you the tools to launch faster while meeting regulatory and operational requirements.
Full Control and Compliance, Built Into the Platform
Whether you’re issuing cards to consumers, employees, or contractors, CleverCards provides everything you need to onboard users, control spend, and stay compliant, without the burden of building it from scratch.
Tailor identity verification to fit your users, geography, and risk profile.
Use CleverCards’ hosted flows for fast, compliant onboarding or trigger KYC via API for a fully embedded experience. Our flexible orchestration supports document uploads, selfie checks, and integration with your preferred identity providers so you stay compliant without compromising the user journey.
Purpose-Based Spend Controls
Give your business and your end users granular control over how cards are used. Set real-time rules for transaction amounts, frequencies, time windows, and usage categories (e.g., food, transport, hardware). Whether it's enforcing per diem policies or enabling budget-specific cards, you define the rules and they apply instantly.
Merchant Category Restrictions
Easily approve or block spend by merchant type using industry-standard MCC codes. Enable spending only at fuel stations, grocery stores, travel vendors, or SaaS providers while blocking non-permitted categories like gambling or luxury retail.
Real-Time Monitoring, Alerts & Audits
Stay in control with live dashboards, instant alerts, and full audit trails. Monitor suspicious activity, failed verifications, and policy violations in real-time. Receive notifications based on thresholds you define, and maintain detailed logs for compliance audits or internal reviews, all through one secure, centralized platform.
Why Choose CleverCards for KYC, Compliance & Spend Controls?
Built-In Regulatory Expertise
We’ve embedded the compliance requirements (KYC, AML, GDPR, and more) so you don’t have to build from scratch or juggle multiple vendors.
Flexible Setup for Any Model
From embedded financial products to employee benefits or gig worker payments, our platform flexes to your compliance and control needs.
Live Oversight & Rapid Response
Monitor and adjust spend rules in real time, flag risky behaviour instantly, and take action with just a few clicks.
Global Reach, Local Compliance
CleverCards is designed to support multiple jurisdictions and compliance regimes out of the box—ideal for platforms operating in more than one market.
Simplify Compliance. Control Spend. Move
Funds Instantly.
CleverCards gives you everything you need to stay compliant and in control, without slowing down your operations. From flexible onboarding flows to real-time spend rules and monitoring, you’re ready to launch with confidence.
