Pay Individual Customers Instantly
Deliver Refunds, Rebates, Prizes and More - in Real Time
Whether you're sending cashback, loyalty rewards, refunds, or insurance reimbursements - CleverCards allows you issue digital Mastercards directly to your customers’ phones, globally and securely.
Problem
Traditional customer payouts are slow, expensive, and disconnected from modern expectations. Bank transfers can take days, cheques get lost, and manual processes result in poor customer experiences.
Solution
CleverCards replaces outdated payout methods with instant digital cards that can be customised to your brand and purpose. Customers receive their funds immediately and can spend them anywhere Mastercard is accepted - no banking details required.
Key benefits
Instant Payouts, No Hassle
Send funds instantly via email, SMS or WhatsApp - without needing bank account details.
Global Acceptance
Customers can use their digital Mastercard at over 30 million locations worldwide, online or in-store, using Apple pay.
Full Brand Control
Customise the look and feel of the cards and communications to match your brand and campaign.
Cost-Efficient at Scale
Avoid high processing fees and eliminate logistics - everything is digital and automated.
Smarter Customer Experiences
Enhance trust and satisfaction with instant, transparent payout experiences.
How It Works
Set Payout Criteria
Whether it’s a loyalty campaign, refund flow or reward scheme, configure your payout triggers via API or admin panel.
Fund & Issue
Allocate funds and issue branded digital Mastercards directly to your customer’s phone or inbox.
No Account Required
Customers don’t need to install an app or enter bank details - they receive the card instantly and start using it with Apple Pay or Google Pay.
Track Redemption & Engagement
Monitor usage, redemption rates and engagement with real-time analytics and reporting.
Why CleverCards
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Delight Your Customers Instantly
Easily customise spend rules by recipient group, funding type, or merchant category - with instant updates.
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No Banking Barriers
Reach all customers, even the unbanked or underbanked, without collecting sensitive banking information.
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White-Label Ready
Fully brandable experience - from the card design to the email and SMS copy.
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Real-Time Visibility
Monitor performance, track spending patterns, and gain insights for future campaigns.
Secure and Compliant
Built-in compliance, fraud prevention, and audit-ready infrastructure - so you stay protected and scalable.
Ready to enhance customer loyalty with instant payouts?
Make your business stand out by offering instant, digital-first experiences to customers, that are secure, scalable, and built for global reach.
