Pay Employees Instantly

Power Global Employee Benefits with Digital Mastercard Programs

Automate global employee benefits, gifts and rewards — lunch, wellness, culture, and more. Issue branded digital Mastercards to your workforce in seconds, with real-time funding, built-in controls, and global merchant acceptance.

Problem

Employee benefits are still stuck in the past with paper vouchers, plastic cards, and clunky reimbursement and reconciliation processes. These methods are slow, expensive, and difficult to scale across regions.

Solution

CleverCards enables you to issue digital Mastercards to employees instantly. Configured for any benefit type, with global acceptance, real-time funding, and built-in controls.

Key benefits

Any Benefit, Any Region:

Configure digital cards for wellness, learning, meals, commuting, or custom categories and adapt per region or office location.

Instant Issuance at Scale:

Launch card programs in minutes and issue digital Mastercards instantly via email, SMS or WhatsApp no delays, no plastic.

Control and Compliance by Design:

Limit spending by merchant category, day, or region, ensuring funds are used as intended. Built-in controls help you stay audit-ready across geographies.

Real-Time Visibility:

Track usage and optimise program performance across employees and regions, all from a central dashboard or API.

How It Works

Step 1

Create Employee Profiles

Set up employee profiles and complete their details to instantly issue branded digital Mastercards via API or admin dashboard.

Step 2

Fund & Configure

Allocate funds to your employee's wallet and configure the cards to work on specific days, specific merchant categories or even limit the daily spend based on your business needs.

Step 3

Instantly Issue

Send the cards to your employees in one click. They will receive their cards via SMS, email, or WhatsApp instantly – ready to use online or in-store, using Apple Pay or Google Pay.

Step 4

Tracking & Real-Time Reconciliation

Track spending and usage to understand your employee needs and preferences in order to deliver a better experience, increase satisfaction and retention.

Why CleverCards

Instant Issuance at Scale

Issue and deliver digital Mastercards to employees across regions in seconds — no printing, shipping, or delays.

No Bank Account Needed

Empower every employee, including the unbanked or underserved, with secure digital payments that don't rely on legacy banking infrastructure.

Real-Time Tracking & Controls

Monitor transactions, set spending limits, restrict merchant types, and pause cards instantly—all from your dashboard or via API.

Built for Global Teams

Pay employees wherever they are. Cards are accepted online and in-store at 30M+ merchants worldwide via Apple Pay, Google Pay, and more.

Seamless Experience for HR & Employees

Automate payouts, simplify onboarding, and eliminate manual processing. Employees receive funds instantly and spend them with ease.

Ready to transform how you reward and
motivate your employees?

Say goodbye to paper vouchers, plastic cards, and outdated reimbursement systems. CleverCards lets you deliver tax-free benefits, rewards, and recognition instantly — with full control, visibility, and zero admin headaches.