Pay Welfare Recipients
Distribute Public and Private Aid with Control and Speed
CleverCards enables governments, NGOs and aid organisations to issue digital Mastercards that can be configured for specific categories or merchants - ensuring funds are spent exactly where they’re needed.
Problem
Welfare and aid distribution is often slow, manual, and prone to misuse. Paper cheques, plastic cards, and bank transfers come with high admin costs, delays, and limited visibility into how funds are used.
Solution
With CleverCards, organisations can deliver financial aid directly to recipients’ phones - instantly and securely. Cards can be restricted to eligible spend categories like food, healthcare or housing, helping ensure funds reach the right places without friction or fraud.
Key benefits
Real-Time Distribution
Instantly issue and fund digital Mastercards - no delays, printing, or postage required.
Spend Controls for Compliance
Restrict card usage to approved categories or merchants - such as groceries, pharmacies, or utility providers.
No Bank Account Needed
Ensure financial inclusion by enabling access to aid for the unbanked and underbanked.
Scalable Across Jurisdictions
Deploy large-scale aid programs across regions or countries with multi-currency and compliance-ready infrastructure.
Full Transparency
Track usage and gain insights into fund effectiveness, helping you refine programs and report impact.
How It Works
Create Recipient Profiles
Upload a list of beneficiaries and set their wallet and identity details - either uploading a CSV file for bulk uploads, or create profiles individually through your own intuitive dashboard.
Configure Program Rules
Define spend categories, usage limits, and timeframe settings for each recipient group based on program goals.
Distribute Instantly
Send digital Mastercards by SMS, email or WhatsApp - no postal logistics, no bank account required.
Monitor and Report
Track usage data and generate reports to evaluate program effectiveness and ensure regulatory compliance.
Why CleverCards
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Configurable Aid Programs
Easily customise spend rules by recipient group, funding type, or merchant category - with instant updates.
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Instant, Borderless Delivery
Send aid in seconds - regardless of location - via globally accepted digital Mastercards.
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No Infrastructure Required
No banking partnerships or third-party systems needed. Everything works out of the box, with full white-label options.
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Secure and Auditable
Built-in transaction-level visibility, fraud prevention, and AML tools for compliant disbursements.
Designed for Inclusion
Empower unbanked populations with instant access to digital funds that work anywhere Mastercard is accepted.
Ready to transform how you reward and
motivate your employees?
Say goodbye to paper vouchers, plastic cards, and outdated reimbursement systems. CleverCards lets you deliver tax-free benefits, rewards, and recognition instantly — with full control, visibility, and zero admin headaches.
