Question 1

What are CleverCards Employee Rewards cards?

Accepted Answer

CleverCards Employee Rewards are digital tokens that employers use to deliver tax-free rewards and benefits to employees. Employees receive a CleverCard digitally and can redeem it for a digital Mastercard. This gives employees flexibility in how they choose to use their reward.

Question 2

Where can the CleverCards Employee Rewards Mastercard be used?

Accepted Answer

When a CleverCard is redeemed for a digital Mastercard, that card can be used wherever Mastercard is accepted, online and in-store, including via Apple Pay and Google Pay where supported.

Question 3

How do employees receive their CleverCards?

Accepted Answer

Employees receive their CleverCards instantly by email. From there, employees can access their CleverCard and can then redeem it for a digital Mastercard and start using it immediately after that.

Question 4

How fast can I issue CleverCards employee rewards and benefit cards?

Accepted Answer

CleverCards can be ordered and distributed instantly.  CleverCards are delivered to employees by email, allowing them to access and redeem their reward without waiting for physical cards or manual fulfilment.

Question 5

How can cardholders track their balance and spending?

Accepted Answer

Once an employee redeems their CleverCard for a digital Mastercard, the balance and transaction information is made available in real time through the CleverCards app.

Question 6

What is the best gift card for employees?

Accepted Answer

CleverCards are a popular choice for employee gifting because they offer flexibility, ease of delivery, and strong employee appeal. Employees receive a digital CleverCard and can exchange it for a digital Mastercard which can then be used anywhere online and in-store where a Mastercard is accepted. CleverCards are consistently highly rated by Irish employers and employees alike.

Question 7

How much can you give staff in gift cards or vouchers tax-free?

Accepted Answer

In Ireland, employers can provide employees with up to €1,500 per year tax-free under the Small Benefit Exemption scheme, provided the benefits are qualifying non-cash benefits. Digital gift cards and rewards such as CleverCards. You can provide up to five qualifying benefits in a year, as long as their total combined value does not exceed €1,500. Alternatively, you can give a single benefit or reward of €1,500.

Question 8

What are the rules for giving gift cards to employees?

Accepted Answer

Under the Small Benefit Exemption scheme in Ireland, employers may provide qualifying non-cash benefits of up to €1,500 per year tax-free, provided that:
No more than five qualifying benefits are provided in a year
The total combined value does not exceed €1,500
The benefit is non-cash and cannot be exchanged for cash
The benefit is not provided as part of a salary sacrifice arrangement
If these conditions are not met, the benefit may become taxable.

Question 9

Why do CleverCards employee gift cards offer the best tax-free benefit for employees?

Accepted Answer

CleverCards offer a strong employee reward experience because they are:
Flexible: Once employees exchange their CleverCard token for a digital Mastercard, they can use it anywhere where a Mastercard is accepted online or in-store.
Digital: CleverCards are delivered instantly by email with no physical handling.
Tax-efficient: Employers can gift up to €1,500 per employee per year tax-free under the Small Benefit Exemption scheme.

Question 10

What is the maximum you can gift an employee with an employee gift card?

Accepted Answer

There is no set maximum amount an employer can gift, but rewards of up to €1,500 per employee per year may be provided tax-free under the Small Benefit Exemption scheme, provided they are qualifying non-cash benefits and all Revenue conditions are met.

CleverCards	Traditional Methods
✅ Simple to Order CleverCards online or by phone in minutes.	✘ No lengthy set up process. No long-term contracts. No minimum order requirements.
✅ Send CleverCards instantly by email including scheduled to multiple recipients at once.	✘ No printing. No postage. No waiting days for plastic cards to arrive. No collecting postal addresses. No manual plastic card distribution. No chasing acknowledgements.
✅ CleverCards can be redeemed for digital Mastercard payment cards, which can be added to Apple Pay or Google Pay for convenient use worldwide.	✘ Not redeemed for payment cards that are restricted to limited number of Merchants or outdated magnetic strip payment cards (that do not work at modern point of sale and online).
✅ Incentivise Recognise or Reward staff, directors, or PAYE business owners up to €1,500 each tax-free (subject to Small Benefit Tax Exemption).

Instant Tax-Free Employee Incentives Recognition & Reward

Order Digital CleverCards online or by phone

Incentivise Recognise and Reward Employees Tax-Free with CleverCards

Why Tax-Free Employee Gift Cards Are The Best Option For Seasonal Rewards

Why Employees Love CleverCards

Why Businesses Love CleverCards

What Customers Say About CleverCards

Frequently Asked Questions (FAQs)

Ready to Incentivise, Recognise and Reward Your Team with CleverCards?