One Unified Platform.
The Complete
Payments Stack.

Issue prepaid or debit Mastercards, create accounts and wallets, move money in real time and stay compliant - all with built-in KYC, spend controls and developer - ready APIs.

Product Mockup

All the Building Blocks of Modern Payments.
In One Platform.

Use our APIs, SDKs, and full-stack platform to create digital wallets, issue branded Mastercards, and move money instantly, anywhere.

Card Issuing
Instant Digital Mastercards — Prepaid or Debit
Issue branded Mastercards in seconds with full control over where, when, and how funds can be spent - no plastic, no delays, no complexity.
Card Issuing
Multi-Currency Accounts for Any Use Case
Create and manage local wallets for users, partners, or recipients - with instant funding, balance visibility, and program - level control.
Multi-Currency
Core Ledger & Payments Track Every Cent in Real Time
Handle balances, fund movement, FX, and settlement with precision. Our core ledger gives you live transparency across all payout activity.
Ledger
APIs, SDKs & Admin Tools Build Fast or Use Off-the-Shelf
Launch with powerful APIs, SDKs and hosted flows - or manage everything through our white-labeled dashboard with full visibility and control.
APIs
KYC, Compliance & Spend Controls
Stay compliant without the overhead. Enable purpose-based spending with merchant restrictions, real-time monitoring, and flexible ID workflows.
KYC

Accounts Built for Instant Funds Transfer

Multi-currency wallets for users, teams, or partners

  • Create and fund wallets instantly via API
  • Link wallets directly to issued cards
  • Track balances and transactions in real time
  • Set usage limits and top-up rules
CleverCards accounts illustration
CleverCards instant card illustration

Instant Card issuing at Global Scale

Issue and control digital mastercards in real time

  • Instantly create prepaid or debit digital Mastercards
  • Apply spend rules by merchant, category, or geography
  • Tokenise for Apple Pay & Google Pay
  • Freeze, replace, or top up cards anytime

Core Ledger & Payments

Real-time tracking and movement of funds

  • Maintain live balances across users and programs
  • Automate fund flows, refunds, and FX
  • Reconcile instantly with detailed audit trails
  • Support safeguarding and regulatory separation
CleverCards core ledger illustration

Built for Speed, Scale, and Complete Control

Speed-To-Market icon

Speed-To-Market

Launch in days, not months.

Total Configurability icon

Total Configurability

Set rules and controls fully customisable for your use case.

Pay and get paid, anywhere. icon

Pay and get paid, anywhere.

Issue cards that work instantly at 30M+ Mastercard merchants worldwide and settle across multiple currencies.

One platform. Zero complexity. icon

One platform. Zero complexity.

Consolidate accounts, card issuing, and payouts into a single, streamlined platform built for scale and control.

Built for every type of payout, no matter when or where

From paying employees and customers to managing business spend — the CleverCards Platform gives you the tools to send funds instantly, securely, and with complete control.

Education Payouts

Manage student refunds, agent commissions, and stipends - instantly and at scale....

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Insurance Payouts

Settle Claims Instantly - No Banks Required Issue digital Mastercards for approved claims....

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Merchant Acquirer Payouts

Give Merchants Real-Time Access to Settled Funds Enable acquirers to issue digital cards fo...

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Charity & Aid Disbursements

Distribute Donations with Transparency and Control Send digital funds directly to beneficiaries....

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Ready to Power Smarter

Payouts for Your Industry?

Explore the full power of CleverCards - issue cards, create wallets, move funds, and stay in control, all from one unified platform.