Clever Business Expense Management

Control Company Spend with Real-Time,Prepaid Digital Cards

Empower your teams to spend what they need - and nothing more. With CleverCards, you can issue digital Mastercards with built-in limits, merchant controls, and full visibility. Say goodbye to reimbursements, delays, and overspending.

Problem

Traditional expense processes are slow, manual, and prone to errors. Employees pay out-of-pocket, finance teams chase receipts, and businesses struggle to track or limit spend in real time.

Solution

CleverCards makes expense management instant and effortless. Issue pre-configured digital cards, set spending limits and rules, and monitor every transaction as it happens - all without relying on banks, paperwork, or reimbursements.

Key benefits

Digital card configuration interface
Instant card issuance dashboard
Spending controls interface
Analytics dashboard

Controlled Spending By Design

Set daily, weekly, or per-transaction limits. Restrict usage to specific merchant types or working hours.

Upfront Employee Access

Give employees the funds they need upfront via digital Mastercards - no need to pay out-of-pocket or submit receipts.

Instant Spend Visibility

Get instant insights into who’s spending what, where, and why - all from a central dashboard.

Cards for Any Business Need

From travel and entertainment to software and subscriptions, issue cards instantly for any purpose - with full control.

How It Works

Step 1

Issue Cards Instantly

Whether an employee is traveling, attending an event, or urgently needs funds on the go, you can issue a digital Mastercard in seconds - no bank required, no paperwork, no delays.

Step 2

Set Limits & Rules

Customise spend limits, merchant categories, usage times, and more to match your business policies.

Step 3

Track & Optimise Spend

View real-time transaction data and download reports to analyse expenses by user, team, or category.

Step 4

Close the Books Faster

Speed up reconciliation with full visibility, instant data exports, and easy integrations into your accounting tools.

Why CleverCards

Prepaid, Not Postpaid

Prepaid, Not Postpaid

Avoid overspending and debt - cards are pre-funded and tightly controlled.

Fully Customisable Spend Controls

Fully Customisable Spend Controls

From merchant restrictions to time-based usage, configure cards to match your policies.

Instant Issuance at Scale

Instant Issuance at Scale

Need to onboard a new team or country? Distribute cards instantly via API or dashboard.

No More Chasing Receipts

No More Chasing Receipts

Digital payments mean digital tracking - and no more manual expense reports.

Effortless Integration

Effortless Integration

Connect CleverCards to your existing accounting stack with ready-to-use exports and APIs.

Make Business Expenses More Clever

Save time, cut costs, and stay in control by replacing slow, manual payment processes with instant digital payouts.

dashboard preview